Your industry. Your context.
Different businesses.
Different questions.
The way you work changes the insurance conversation. Start with the people, property, responsibilities and dependencies behind your business.
Restaurants & hospitality
Customer-facing premises, employees, kitchen equipment, deliveries and periods of closure all deserve attention.
- What happens if equipment or the premises are damaged?
- Do delivery, catering or alcohol-related activities change the discussion?
- What does your lease require?
Contractors & trades
Job sites, subcontractors, tools, vehicles and written contract requirements call for a detailed conversation.
- What work do you perform, and what is subcontracted?
- Which parties or projects require proof of insurance?
- Where are tools and materials stored or transported?
Professional services
Your advice, deliverables, contracts and client information should guide the discussion, not simply the size of your office.
- What services or advice do clients rely on?
- What liability provisions appear in your agreements?
- What client information do you collect or retain?
Retail & e-commerce
Inventory, customer visits, product exposures, digital transactions and outsourced fulfillment can create different questions.
- Where is stock held, and when does its value peak?
- Do you manufacture, import or relabel products?
- Which systems and suppliers are essential to trading?
Property & real estate
Ownership, occupancy, maintenance responsibilities and rental operations help shape the insurance conversation.
- Who owns, occupies and maintains the property?
- Are there vacancies, renovations or mixed uses?
- Which responsibilities belong to tenants or contractors?
Technology businesses
Software, service commitments, customer data and third-party platforms deserve a clear description before coverage is considered.
- What do your products or services do for customers?
- What happens if a system is unavailable or an error occurs?
- Which security practices and recovery plans are in place?
Don’t see your industry?
Tell us what your business does. The first step is understanding your work.